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Tracy Horton, Loan Officer, Mortgage Experts
Your Mortgage Experts loan officer

Tracy Horton

Loan Officer

NMLS #2731176

Secure online application. Takes about 10 minutes and goes straight to Tracy.

About Tracy

Tracy Horton is a licensed mortgage professional with Mortgage Experts in Upper Marlboro, Maryland, helping buyers, homeowners and investors across Maryland, Virginia and Washington, DC.

Whether you are buying your first home, moving up, refinancing or investing, Tracy will walk you through your options, compare programs side by side, and keep you informed from application to closing.

How Tracy can help

  • First-time buyersFHA, conventional and down payment assistance programs
  • VA and USDA loansZero down options for eligible buyers
  • RefinancingLower your payment or put your equity to work
  • Investors and jumboRental properties and higher loan amounts
4.7 ★ on Google58 client reviews for Mortgage Experts
MD · VA · DCLicensed across the DMV from our Upper Marlboro office
Broker, not a bankWe shop multiple lenders so the loan fits you

Ready to see your numbers?

Start your application with Tracy online, or call and talk it through first. No pressure, just a clear plan.